When you’re buying a home, the last thing you want to think about is adding more costs. However, purchasing a home warranty is one wise cost that you should seriously consider if you are at all interested in protecting your home.
A home warranty will cover major appliances and several different types of common household items such as your water heater, microwave, dishwasher, ceiling fans, garbage disposal, electric wiring and plumbing systems. If you throw in a little more money, you can sometimes cover additional items such as your swimming pool, dryer, sauna, air conditioner and washing machine.
As you can see, all of the above listed appliances and household items are used on a regular basis. Purchasing a home warranty would alleviate the burden of you having to fix and pay for your own appliances. Here are some of the biggest benefits associated with purchasing a home warranty:
- You won’t have to spend large chunks of cash on repairing appliances.If you’re a new homeowner, you’re most likely going to be a little short on cash for a while. If you purchase a home warranty, you don’t have to worry about spending a large amount of money at once in case something breaks.
- You will have peace of mind moving into a new home.When you move into a new home, you don’t know anything about how the household items or appliances were treated before you moved in. Therefore, purchasing a home warranty will give you the peace of mind that you won’t have to pay for or deal with an appliance dud.
- You will have less conflict with the sellers.If the home’s sellers purchase a home warranty before selling you the house, you can guarantee that this will reduce conflict. Even if there’s nothing apparently wrong with the appliances, the home buyers can still get angry with the home sellers if they start breaking down a few months after the home’s sale. Purchasing a home warranty will guarantee the buyers that they will be taken care of, no matter what the circumstances are.
Keep in mind that a home warranty is a request you can make of the home sellers to include in the home’s sale. More often than not, the seller is happy to oblige if it means you will buy their house.